Coverage amounts
$50,000 to $10,000,000
Coverage type
• Level
• Decreasing (minimum of 50% of the initial sum insured)
Terms available
10, 15, 20, 25, 30 or 35 years
Issue ages
18 to 75 years of age
Joint policy
• A unique joint first-to-die option
• In the event of separation, each client can receive a new policy equal to 100% of the sum insured of the joint policy up to age 70.
Renewal
Automatic yearly renewal, up to age 90 (after the initial term).
Conversion
Convertible into a permanent life insurance, up to age 75, without new evidence of insurability.
Built-in benefits
• Insurability Benefit
• Extreme Disability Benefit
• Term Exchange Option
• Transportation Benefit
Additional benefits riders
• Accidental Death
• Accidental Fracture Plus
• Child Insurance Benefit
• Critical Illness Rider
• Disability income
• Disability income
• Waiver of premium upon death
• Waiver of premium upon disability